remember that sale i made a while back on ioffer...?

well...

I

GOT

PAID!

today i got paid!!! and the buyer paid me thru his bank's bill payment service, just as he would any other bill...as easy as paypal. HA!

So go on the nopaypal how long did it take him to pay you

it took a week fer the bank to send the check. that was about the time frame fer the last time i got paid this way, too. (the check is dated april 25.)

Goodness that is terrible, i hope that dont happan again

it actually takes less time to send a real check. but the first person who paid me that way was in alaska, & her snail mail was kinda sporadic; so she preferred to pay fer her auctions this way. which is how i found out it could be done.

personaly i would proberly say that the person in question had no funds in her or his account

Personally, I would say that your customer probably had the funds in their account.

I have ACH for my buiness. I'm generally alerted to a transaction within 48 hrs M-F. The time frame might be different for non-business customers.

I think though, that the transaction time frame may be based on residence. I've been working out of my California accounts and finally opened Washington accounts and there's a huge difference. The personal CA account had a 24 hour delivery frame (down from 72 hrs in 2004) for online bill pay. My personal account in WA has a 5 day delivery time frame for online bill pay. Same bank, different state.

Either way, it's much safer than sending a check in the mail. You do not know who might get their grubby grabbers on your check, loaded with personal information and account numbers. I lived in a huge 500 unit complex in CA, mail was misslotted regularly. I hand delivered more than one pay check, bank statements and who knows what else, that was put in my mail box.

Every penny you save over the cost of 3rd party processing is well earned!

Congrats, nopaypal, for trying something new and finding a way to satisfy your customer! Ya' know she'll be back!!

Quote: › Congrats, nopaypal, for trying something new and finding a way to satisfy your customer! Ya' know she'll be back!!

<gryn> thanks, lurkmeister! i've done it this way before & had no problem at all. people with sporadic mail service really appreciate the idea. and lots of folks luv to pay their bills this way now.

I also use online bill pay, and am in KS. I've got all my 'things' set up as 'vendors' and use it every month.

For vendors with a relationship with my bank, it's 2 days maximum. For 'unknown' vendors (homes assoc., vet, ortho, dentist, etc.) - it's 5 days. These are business days.

I honestly hadn't thought of this, but definitely a way to get paid!!! without PP!

Congrats NPP - I'm just happy your sale went thru!

Quote: › For vendors with a relationship with my bank, it's 2 days maximum. For 'unknown' vendors (homes assoc., vet, ortho, dentist, etc.) - it's 5 days. These are business days.

that sounds about right. i mention this payment method in all my listings ever since a buyer paid me that way years ago. some buyers are just great, eh?

I think that's super great! I honestly wonder if folks 'perceive' that Paypal is more secure than 'this'? If so, they're not thinking clearly. If I (as a buyer) already use online bill pay and can do so for free, and have never had a spoof, spam or other - I'd happily use this for online purchases.

I typically prefer to use a credit card - more because of the 'delay' in payment due, but would feel safer using this method than an e-check thru PP or even worse - a $$ transfer. NEVER have done either of these - will instead make a roadtrip to the PO for a MO instead!!

Might have to rethink my payment terms!!!

Quote: › If I (as a buyer) already use online bill pay and can do so for free, and have never had a spoof, spam or other

inneresting point, erin--i think i'll put that into my listings too! thanx!

I’m excited more and more people are figuring out io and asking them to delete their account. Two or three sales won’t change that place. All that fighting about illegal sellers and now io has links to offsite illegal sellers but put your email and get suspended. Funny no one talks about the links attached to their goods they have for sale. If you do decide to contact CS might just get an error.

What could be helpful to buyers and sellers alike is if someone would pen a 'how-to' article on using online bill pay for these sorts of purchases, post it on a blog, site, or forum and link it. This way, other buyers and sellers could learn how to use it, link it in their listings and perhaps make the phenomenon grow.

i agree there should be an index to helpful threads on this board. but we would need a volunteer...there's the rub...