Alternatives to Paypal

**#31**

I am using PaySwiss - actually trying it out Smile

PaySwiss is a relatively new payment provider based out of Switzerland. It's current fees are 1.5% + $0.25 USD - significantly less than PayPal. That makes three things that can be said for it so far: 1) It's swiss. 2) It's not PayPal. 3) It's cheaper.

www.payswiss.com

**#32**

Thank you

**#33**

djmsales, I've been a member of NashCash for months...I see your referral id is 161, mine's like 7 or something.

Anyway, the site is not, for monetary/financial information exchange purposes, secure.

They have a "self signed" SSL certificate. There's no way to know where the server that stores your information is located. It could be in Ms Smith's basement just waiting for someone to come along and poke around in the files.

I've had correspondence with the owner re: the SSL. At the time, it was non-existant, although there was/is an SSL certificate displayed on the site.

If this is their answer to security, then growth will be slow. I won't recommend a site where financial transactions are made and security is lacking.

I don't have banking or other information on the server, I hope you don't either.

**#34**

We have a dedicated thread for merchant accounts here...It's waaay at the bottom of the main forum thread:

For more alternatives:

http://www.powersellersunite.com/viewtopic.php?p=21033#21033

**#35**

Roundabout926 wrote (View Post): ›

Fire Pay
Instacash
Check Free Found at Auction Bytes[/b]

But those are for gaming / poker sites, along
with Citadel and SFPay and IGM-Pay

I have been talking with Citadel and IGM
to expand to allowing online purchases
and transactions. Only word I got from them
is they were working on it!

**#36**

TransactionPay "TPAY" is fast becoming the online merchant's best friend.
I think there is a lot of discrimination going on in cyber space. Online Payment processors are persistently denying merchants payment services simply because the products or services you're offering online do not meet their so called political correctness policies. Online payment processors are freely picking and choosing which merchants to service and who to deny services. All on the basis of politics and not fairness.

Please note: If you've been denied payment services by any payment processor online because of your products or services, don't worry. Just go to www.TransactionPay.com No Scams Please!
TPAY is the only secure payment service online that will not discriminate against you because of the types or kinds of products or services you're offering online. TransactionPay accepts ALL transactions with NO excuses.

The Pals and the Storms and a few others must know that political correctness can not be a basis for denial of payment services and therefore outright discrimination on the internet. This is why TransactionPay.com was founded. TPAY is here for All buyers and seller alike. As long as there's NO scam involved.

The one Payment processor All online merchants can count on. Every honest merchant accepted. No products refused because of politics. Irrespective of what you have for sale online, TransactionPay does NOT deny you services. If it's a scam you're peddling, then don't even try. But if you are an honest merchant offering genuine products or services online, politically correct or not, then TransactionPay is your business companion. ALL Products Accepted. Absolutely NO Excuses.

**#37**

regarding
http://www.transactionpay.com/

I'd say I wait a little ...

Half of the images are neither loading with Mozilla nor with IE. Somehow that does not strike me as the most reliable site. I genereally don't buy from ill-maintained websites, even less would I let such sites handle my money transactions.

I tried several times to refresh with both browsers - same result. In additon Mozilla shows the usual "question marks" where IE shows "dots", even the site claims to be best viewed with IE or Mozilla.

Any explanations for this mess??

**#38**

Has anyone used e-gold and ikobo regularly and recently?

I've only used them a few times , Ikobo customer service and website have improved

e-gold on the other hand has been complicated and recent news seems to intimidate buyers.

**#39**

Good heads up in transactionpay.com, certificates, graphics, etc. are either bogus or poorly managed.

On egold, I used them for years but went with Paypal and now locked out of egold. Sorry I couldn't help more but with the extra egold security, a real pain!

**#40**

Morning to everyone.

Has anyone heard about EasyPay80. It's new and just getting their feet wet, but according to all print media they can accept payment thru an 800 number along with online payment.

Anyone have any input.

Dooley

**#41**

psunite wrote (View Post): ›
Do you hate PayPal? Here are some good options for you.
Please post if you have tried any of these or know of others.
The sites below have (No monthly fees)

www.payzip.com
Payzip is an online account that allows you to transfer money between friends instantly and pay for products and services on the Internet. You will always have cash access to your funds with the Payzip ATM-card. Payzip supports users and merchants from basically all countries. They also support all major credit cards including Chinese debit cards, which enables merchants to sell their products and services on the Chinese market. Your funds can either be withdrawn as cash (using the ATM-card) or sent to any bank in the world. No monthly or annual fees.

www.yowcow.com
All YowCow sellers participate in our Advantage Plus program, which guarantees that if the goods you ordered don't arrive, you don't pay.

www.moneybookers.com
Especially suited to international users, but anyone can use them. They have a nice escrow service for 2% fee, and this could really solve a lot of problems we all face. However, they get a black eye for not informing customers of substantial changes in their service. For instance, they no longer accept e-gold and they will not accept sites with content they deem questionable. (adult and other sites) We recommend them, but unhappy with their failure to notify members (becoming just like PayPal) and very slow response to questions. Not as bad as Ikobo, but still more than a day to respond.

clickbank.com
You can only sell intangibles. (ebooks, hosting, services, etc) However, no monthly fees and very easy for your customer to use. Recommended, but has restrictions. You can also block users to reduce the risk of fraud based on their location, or accept almost worldwide. Your choice. You are also included in their merchant mall, which usually will bring you a little extra business. It also has a very nice affiliate program built-in. Rates a bit higher than others, but it's still worth looking at.

The above five sites where recommended by our friends from paypalsucks.com

www.propay.com
ProPay offers a simple, safe, and affordable service that gives you the ability to accept your customers' credit and debit cards. No special equipment is required
Propay allows sellers to process credit cards from buyers. Discount rate of 3.5% plus $0.35 per transaction, plus an annual fee of $29.95 - $299.95.
Similar to a merchant account

www.bidpay.com
Bidpay allows a buyer to purchase a Western Union money order online using a Visa or Mastercard. The buyer pays the fees for the item to be shipped either regular, 2-day or overnight delivery. Payment is sent to the address provided by the buyer. Alternatively, sellers can register to have the payments directly deposited to their bank account via an ACH transfer. The seller has no risk of chargebacks on bidpay transactions as Bidpay is the merchant. Perfect service for international buyers or buyers with low feedback to help minimize the risk to the seller.

www.neteller.com
Over 1,000,000 members
Over 1500 Online Merchants
Founded in 1999
Based in London

I have discovered Pay66, a US base online payment processor. They offer very low fees and, so far, a great service. The best thing is that you can call them and talk to a "real person".

check them out at: https://www.pay66.com

**#42**

Dooley wrote (View Post): ›
Morning to everyone.

Has anyone heard about EasyPay80. It's new and just getting their feet wet, but according to all print media they can accept payment thru an 800 number along with online payment.

Anyone have any input.

Dooley

I have looked at EasyPay80 and I still think that Pay66 would bbe way better. They don't charge you to "help you" on the phone and you can still get 24/7 email and phone support. Fees are also very low.

check them out at : https://www.pay66.com

Good luck

**#43**

I just read the User Agreement at Pay66 and it's almost identical in every way to EasyPay80's but for a couple of differences.

EasyPay80 charges 5.5% + $1.25 per transaction.

Pay66 Fees page says they charge 2% to receive funds, but their User Agreement Sec 25-b says that the "fee taken from the gross payment to your account is 6.9% + 69 cents.

Pay66 transfers funds into the member's bank account for free (withdrawl of funds) while EasyPay charges $2.00 per withdrawl.

EasyPay80 charges for customer phone support, while Pay66 doesn't.

EasyPay80 charges $50 per chargeback to Pay66's $35.

EasyPay80 seems to go to much greater lengths to protect the merchant from chargebacks. Preventing even one chargeback at $50 would more than pay for any additional fees they charge for phone support or withdrawls.

I'd suggest reading both User Agreements VERY thoroughly.

Siri Amrit

**#44**

tigerflag wrote (View Post): ›
I just read the User Agreement at Pay66 and it's almost identical in every way to EasyPay80's but for a couple of differences.

EasyPay80 charges 5.5% + $1.25 per transaction.

Pay66 Fees page says they charge 2% to receive funds, but their User Agreement Sec 25-b says that the "fee taken from the gross payment to your account is 6.9% + 69 cents.

Pay66 transfers funds into the member's bank account for free (withdrawl of funds) while EasyPay charges $2.00 per withdrawl.

EasyPay80 charges for customer phone support, while Pay66 doesn't.

EasyPay80 charges $50 per chargeback to Pay66's $35.

EasyPay80 seems to go to much greater lengths to protect the merchant from chargebacks. Preventing even one chargeback at $50 would more than pay for any additional fees they charge for phone support or withdrawls.

I'd suggest reading both User Agreements VERY thoroughly.

Siri Amrit

I called them and asked about 25-b !
They fixed that .

As long as I can talk to someone on the phone gives me peace of mind.
I also did some research and found out that they are a legitimate US business registered in State of New Mexico, as Cyruslogix Software Solutions, LLC.

Thanks

**#45**

You are clearly a part of pay66 pheonix, 3 posts, all pay66 related Smile

thanks... As for my personal opinion, if the site isn't secure and from a reliable source. I ain't putting my money there. Even though paypal may be difficult at times, 3% beats alot of these places(who would pay 6% just to not use paypal, thats just to high for me). Paypal is from a large well known company, you know its not a scam, you know they won't one day shutdown and takes your cash. For every paypal flaw I think theres more benifit in the safety of it all, we have over 50 transactions so far, and all smooth and easy, always got the money, and I like the protection, if someone does a chargeback, might take a little while, but eventually the money will get back to me. If any alternative pay site could offer this, then maybe I would switch..but security is all that matters when it comes done to money.